Understanding weather – not predicting 01 November 2013

What happened?
Whether we like it or not barely days go by without seeing front page headlines of some excess of actual weather: rain, temperature or wind either individually or in combination variously around the world. This usually leads to disaster.
The question is, when will it be our turn. The answer is that due to our geography such events are highly unlikely.
For instance, the South Atlantic is cool so it does not spawn tropical storms. Our altitude and consistency of the plateau restricts a further range of excessive weather events, not counting the general scarcity of water.